George Bailey: Now, will you do something for me?
Zuzu Bailey: What?
George Bailey: Will you try and get some sleep?
Zuzu Bailey: I'm not sleepy. I want to look at my flower.
George Bailey: I know-I know, but you just go to sleep, and then you can dream about it, and it'll be a whole garden.
Zuzu Bailey: It will?
George Bailey: Uh-huh.

George Bailey: You sit around here and you spin your little webs and you think the whole world revolves around you and your money. Well, it doesn't, Mr. Potter. In the whole vast configuration of things, I'd say you were nothing but a scurvy little spider! And...
[turning to his aide]
George Bailey: And that goes for you, too!

Mary: Bread... that this house may never know hunger.
[Mary hands a loaf of bread to Mrs. Martini]
Mary: Salt... that life may always have flavor.
[Mary hands a box of salt to Mrs. Martini]
George Bailey: And wine... that joy and prosperity may reign forever. Enter the Martini Castle.
[George hands Mr. Martini a bottle of wine]

Mr. Potter: [to George Bailey] Look at you. You used to be so cocky. You were going to go out and conquer the world. You once called me "a warped, frustrated, old man!" What are you but a warped, frustrated young man? A miserable little clerk crawling in here on your hands and knees and begging for help. No securities, no stocks, no bonds. Nothin' but a miserable little $500 equity in a life insurance policy.
[Potter chuckles]
Mr. Potter: You're worth more dead than alive!

Mr. Potter: What have you been doing lately, George? Playing the market with the company's money?
George Bailey: No, of course not.
Mr. Potter: Or is it a woman you're involved with? It's all over town that you've been giving money to Violet Bick.
George Bailey: What?
Mr. Potter: Not that it's any skin off my nose.

Zuzu Bailey: Look, Daddy. Teacher says, every time a bell rings an angel gets his wings.